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Smith & Williamson - Legal Disclaimer

THE SMITH & WILLIAMSON DISCRETIONARY FUND MANAGEMENT (DFM) WEBSITE IS INTENDED FOR PROFESSIONAL ADVISERS ONLY. IT IS NOT INTENDED FOR USE BY MEMBERS OF THE GENERAL PUBLIC.

THE INFORMATION ON THIS WEBSITE IS ISSUED AND APPROVED BY SMITH & WILLIAMSON INVESTMENT MANAGEMENT LLP (SWIM) AND DOES NOT, IN ANY WAY, CONSITUTUTE INVESTMENT ADVICE.  SWIM IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Important regulatory information & risk warnings

You must read this before proceeding, as it explains both the legal and regulatory restrictions which apply to the information contained and investment products referred to within this Website. If you click “I accept”, you confirm that you have read and understood the information below.

The performance information contained on the site contains information which accords with UK performance standards. Past performance is not a guide to future performance. The value of investments may go down as well as up and you may not get back the amount you originally invested. Investors should note that changes in rates of exchange may have an adverse effect on the value, price or income of investments. There are additional risks associated with investing in emerging or developing markets. Investments in higher yielding bonds issued by borrowers with lower credit ratings may result in greater risk of default and have a negative impact on income and capital value. Please note that bond funds may not behave like direct investments in the underlying bonds themselves.  By investing in bond funds the certainty of a fixed income for a fixed period with a fixed return of capital are lost.

Tax rates and reliefs may change and the value of tax reliefs depends on individual circumstances. Local laws may have an impact on your investments.

The information on this site is published for private reference purposes only and is neither an offer to enter into a contract or agreement nor a solicitation to buy or sell any investment or service. The material on this or any linked website should not be considered as a recommendation relating to the acquisition or disposal of investments. The material does not contain sufficient information to support an investment decision and investors should ensure that they obtain all available relevant information before making any investment.  

In relation to any guided architecture investment options, SWIM is unable, on this or any linked website, to assess or provide advice on the suitability of any product or service for individual circumstances. No consideration has been given to the suitability of any investment or service for the particular needs of any recipient. SWIM will not be responsible to any other person for providing the protections afforded to retail investors or for advising on any investment as a result of using this or any other linked website.

The site is designed for use by UK authorised financial advisers and is not aimed at persons who are residents of any country, including the USA and South Africa or of countries in which the dissemination of information on funds/services on the Internet is forbidden. This Website is directed only at professional advisers authorised and regulated within the United Kingdom by the Financial Conduct Authority and the information provided is not for distribution outside the United Kingdom. None of the information, whether in part or full, should be copied, reproduced or redistributed in any form.

Smith & Williamson is not responsible for the accuracy of the information contained within the sites of other providers which have links to any pages of this site. Smith & Williamson does not endorse any information contained on other providers' sites. The contents of this site are based upon sources of information believed to be reliable. However, (1) no guarantee, warranty or representation, express or implied, is given as to the accuracy or completeness of such information ; and (2) no Smith & Williamson company nor any of its officers, directors or employees accepts any liability or responsibility in respect of the information expressed herein which, moreover, is subject to change without notice.

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I CONFIRM THAT I AM A PROFESSIONAL FINANCIAL ADVISER AND REGULATED WITHIN THE UNITED KINGDOM BY THE FINANCIAL CONDUCT AUTHORITY. I HAVE READ THE IMPORTANT INFORMATION AND WISH TO PROCEED.